FolioNorth
Tools for Canadians who want to do it themselves.
ETF splits, currency conversion, rebalancing, asset location, modeled on Canadian rules, free, with no account required.
The Tools
Tools built around the way Canadians invest.
ETF Split Calculator
See exactly how much you could save by splitting your all-in-one ETF into its components
Norbert's Gambit Calculator
Compare currency conversion costs across brokerages before buying USD-listed ETFs
Rebalancing Calculator
Calculate the exact trades needed to rebalance your portfolio back to target
RRSP vs TFSA
Where does the next investing dollar belong, given your bracket now and at retirement?
Mortgage Paydown vs Invest
Pay down the mortgage faster, or invest the extra cash? Account-aware, with a break-even return.
Asset Location Optimizer
Find out which ETFs belong in your RRSP, TFSA, and non-registered accounts
TFSA Contribution Room
Cumulative room from your year of birth, with the recontribution rule built in
Brokerage Transfer Bonuses
Compare Canadian broker cash promos and see your net bonus after transfer-out fees
Credit-Card Welcome Bonuses
Compare Canadian welcome offers and rank them by net first-year value at your spend level.
Canadian Brokerages
Browse the brokerages FolioNorth tracks, with reviews and side-by-side comparisons coming soon.
ETF Guides
Not sure which ETF to start with?
Neutral guides to the all-in-one ETFs Canadians ask about most: what each one costs you in convenience, and how to decide.
Why FolioNorth
Built by a Canadian investor, for Canadian investors
Most financial tools are built for Americans. FolioNorth is different: every calculator accounts for Canadian account types (RRSP, TFSA, non-registered), Canadian ETFs, Canadian tax rules, and Canadian brokerages. No fluff, no upsells, just tools that help you make better decisions with your money.
Stay in the Loop
One email a month for Canadian DIY investors
What changed and what it costs you: expiring transfer offers, fee cuts, new contribution limits, and new tools.
We'll never share your email. Unsubscribe anytime.